There are few things more fun than making plans.
You get to play "choose your own adventure" with your life. You start out all pie-in-the-sky, no budgets or real-life constraints. Pure ideas. Then you whittle them, shape them until you have something that's less amorphous and more tangible - something you can see the steps of, something you can actually start doing.
And you get distracted. And maybe the first step seems hard.
But if it's the right plan, and if you planned it with the right person, maybe you figure out how to take that first step. And maybe the next one after that. Then your plan becomes less of a plan, not even a project, it's just what you do. And that's your life.
Anyway. it all starts with a plan.